My house has been breaking down in bits and pieces recently. So the bulbs has been going off one by one. I'm not usually a very technical person (admittedly i was a technician in the Singapore Army), but the wires and stuff usually escapes me.
Hired a contractor to remove the mould and repainted the toilet ceiling. (it was really in a disastrous condition, like those dilapidated haunted house), so when the toilet lights went kaput, i got the handyman to do everything at 1 go. That costed me $280.
The bulbs in my ceiling was off too, and lazy me also asked for the price. Seems like changing the bulb cost me $30. I asked how it was to be done, and seems simple enough. I got myself a bulb at $4.60, and saved myself the labour cost and mark-up of the rest.
Moral of the story - get enough life skills to handle minor repairs in the house.
NB: I had a plumber come once to unchoke my toilet. THAT set me back by $120. Since then, i got a plunger and been a part time plumber for my house ever since.
Sunday, October 25, 2015
Monday, October 19, 2015
Compare and Contrast - Insurance
The internet is really powerful nowadays.
Due to my upcoming trip to the UK, extending a few days after a business trip, i need to source for a travel insurance.
Etiqa had a 50% off promotion for travel insurance purchased directly from them, and it must have been one of the cheapest (if not cheapest) available.
Of course, there are differences between coverages etc, but overall, i think this is the best deal available.
Shopping around did save me a couple of dollars this time round!
[although the trip to the UK will likely blow off any savings available]
Due to my upcoming trip to the UK, extending a few days after a business trip, i need to source for a travel insurance.
Etiqa had a 50% off promotion for travel insurance purchased directly from them, and it must have been one of the cheapest (if not cheapest) available.
Of course, there are differences between coverages etc, but overall, i think this is the best deal available.
Shopping around did save me a couple of dollars this time round!
[although the trip to the UK will likely blow off any savings available]
Tuesday, October 13, 2015
Missing the boat?
Went to Taiwan for a 2 weeks break. During the period there, the STI dropped quite significantly. I remember checking 1 day and saw that the STI ETF dropped close to $2.80. I was really quite tempted but held off from utilizing more of my war chest, thinking that the market might stay flat for 1 or 2 more weeks until i am back.
Surprisingly (or perhaps not), the market bounced up quite a lot in the last few days, and STI ETF is now over $3. The market is really a beauty pageant, and the votes are swinging widely at the moment, and i might have missed the boat this time round.
But, who knows it might crash again soon for people to pick up?
All i can console myself is, i added 10 lots (still not used to thinking of 100 shares as a lot!) when the price was at $2.91. Unfortunately, i also added when the price dipped from $3.50 to $3.30! So i think overall for this year, my ETFs are a little in the red. With the year coming to an end, let's see how it will fare.
Surprisingly (or perhaps not), the market bounced up quite a lot in the last few days, and STI ETF is now over $3. The market is really a beauty pageant, and the votes are swinging widely at the moment, and i might have missed the boat this time round.
But, who knows it might crash again soon for people to pick up?
All i can console myself is, i added 10 lots (still not used to thinking of 100 shares as a lot!) when the price was at $2.91. Unfortunately, i also added when the price dipped from $3.50 to $3.30! So i think overall for this year, my ETFs are a little in the red. With the year coming to an end, let's see how it will fare.
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